Whenever I have a box of pancake mix in the pantry and a few ripe bananas sitting on the counter, these Banana Pancake Mix Muffins with Chocolate Chips are one of the first things I make.
These yummy muffins have become a family favorite because they're incredibly easy to throw together, bake up soft and fluffy every time, and are packed with melty chocolate chips.

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I'm always looking for ways to use up overripe bananas before they end up in the trash. If I have zucchini from the garden too, I'll make my Zucchini Chocolate Chip Banana Bread since it uses up both ingredients in one delicious loaf.
And if you're in the mood for a classic loaf instead of muffins, check out How to Make Banana Bread with my recipe that I come back to again and again. Feel free to toss some chocolate chips in this one too. That's what I do when I make this for my son-in-law who can't seem to get enough. No matter which recipe you choose, ripe bananas never go to waste around here!
Chocolate chip muffins are great any time of year but my favorite time of year to make a batch of muffins is when school starts. Things get hectic during the morning rush and the kids can grab a muffin on the way out the door or I sometimes put a muffin in the lunchbox along with a yogurt and fruit and call it lunch. The kids love it!
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📋Ingredients
The complete list of ingredients with measurements can be found in the printable recipe card at the bottom of this page.
- Bananas - Ripe bananas that are turning brown. Bananas get sweeter when ripe.
- Pancake Mix - Use your favorite brand.
- Maple syrup - The real stuff is best but don't worry you can use the cheaper pancake syrups if needed.
- Milk - I have only tested this with whole milk so that is what I'm suggesting.
- Chocolate Chips - I prefer the mini ones in a recipe like this for a more even distribution of chips.
🥘Instructions
Complete prep and cooking instructions can be found in the printable recipe card towards the bottom of this page.

Hint: Just before baking, add a few extra chocolate chips to the top.
🔪Equipment
Nothing too fancy needed to prepare these muffins. You'll need these basics:
- Cutting board for chopping the bananas
- Mixing bowl - I've been looking into getting these stainless steel mixing bowls that have a non-slip silicone bottom.
- Muffin tin and muffin/cupcake liners
If you don't have liners, you can just grease the muffin tin but I find it much easier to remove the muffins if they're in a paper or reusable silicone muffin liner.
If you're in the market for a new muffin tin, I like this muffin tin that has silicone handles.
🥣Storage
Store the muffins in an airtight container for about 3 days or freeze for up to two months but they're best if consumed within one month.
❓FAQ
Bananas should be ripe enough to have the skins at least slightly brown. The reason for this is that bananas get sweeter with ripening.
Yes! You could swap some fresh berries in instead of chocolate chips!
🧁Related recipes
Looking for other recipes like this? Try these:
☕Pairing
Whenever I'm enjoying delicious baked goods like these banana muffins, I need a good cup of coffee with it. Here are some of my favorite coffee pairings.
Printable Recipe Card

Banana Pancake Mix Muffins with Chocolate Chips
Ingredients
- 3 cups pancake mix
- 1 ½ cups milk
- 1 large egg
- 2 tablespoons melted unsalted butter cooled to room temperature
- 2 tablespoons maple syrup
- ½ cup mini chocolate chips plus extra for topping
- 2 ripe brown bananas
Instructions
- Preheat the oven to 375°F and line a 12-cup muffin pan with paper liners. Spray with nonstick spray.
- Mash one banana in a small bowl and roughly chop the other banana into small pieces.
- In a large mixing bowl, whisk together the pancake mix, milk, egg, melted butter, maple syrup, and mashed banana until just combined. Try not to overmix; a few small lumps are fine.
- Fold in the chocolate chips and chopped banana.
- Divide the batter evenly between the muffin cups, filling each about ¾ full. Sprinkle a few extra chocolate chips or small banana pieces on top of each muffin if desired.
- Bake for 16-18 minutes, or until the muffins are lightly golden and a toothpick inserted in the center comes out clean without wet batter.
- Let the muffins cool in the pan for about 5 minutes, then transfer them to a wire rack. Serve warm with a drizzle of maple syrup if you like or room temperature.


















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